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PERSONAL ACCIDENT INSURANCE

We live in a life full of dangers and risks. Obviously, each of us somehow has met unexpected incidents and accidents during our life-time. It is same time obvious that such accidents may cause not only moral but also negative financial impact to your and your family budget. 

“Ateshgah” Insurance Company offers a Personal Accident Insurance product which is an effective type of insurance aimed to keep your financial performance stable and guaranteed against such incidents/accidents. Personal accident insurance programs are focused to secure you and your family against unexpected risks, as well as occurred within production processes, traffic/transportations, natural disasters, illegal actions of the third parties, damages to your health and life. 

“Ateshgah” Insurance Company has developed the following Personal Accident Insurance programs taking into consideration Your individual needs and queries:

  • Insurance program for adults;
  • Insurance program for the children; 
  • Insurance program for family

You may apply our professional staff for advice on insurance type and terms of insurance at any convenient time and get satisfied by obtaining tailor-made services and products.


Your insurance may encompass and cover all risks arisen out of the accidents incurred:

  • Total disability (total loss of employee’s ability to work);
  • Partial disability (partial loss of employee’s ability to work);
  • Temporary disability (temporary loss of employee’s ability to work);
  • Medical expenses coverage;
  • Accidents resulting with death;

Benefits and advantages of being insured under Personal accident insurance program in Ateshgah Insurance Company:

  • Quality: service and guaranteed payment for all insurance risks.
  • Individual approach and relationships: tailor-made and client-oriented insurance solutions 
  • Suitable pricing: you may obtain comprehensive insurance coverage and only contribute within convenient annual insurance fees (premiums);
  • Guarantee: guarantee is provided fully within 24 hours throughout Azerbaijan Republic for the time of your insurance period (insurance term).
  • Delivering in-time insurance payments: fulfillment of insurance payments within 10 working days upon the submission of all required documents.

Insurance premiums (fees)

Insurance premium is defined individually as per certain needs of each client, risks taken, age and sex of insured person.