COMPREHENSIVE AND COLLISION CAR INSURANCE

What do we offer?

We are pleased to offer different insurance programs to carry out insurance for your motor vehicles and we are ready to advise you on any relevant insurance matters.

What CASCO is?

CASCO insurance policy covers two major types of risks!

• Damage – damage of motor vehicle as the result of motor vehicle accident, deliberate infringement or damaging as the result of natural disaster influence; 
• Stealing – loss of motor vehicle as the result of robbery, robbery with violence, auto theft.

CASCO insurance – is most effective way to secure you against financial loss that potentially may occur within insurance accidents mentioned above.

Do you need a grace period?

Our Company offers interest-free way to carry out insurance premiums’ disbursements (payments) by presenting the grace period. First disbursement tranche (premium payment) amounts 25% of the total insurance policy cost. Rest 75% of insurance premium amount is paid correspondingly one time in two months. Alternative options for premium fees settlement with grace period are available.

Please, do not forget, if insurance accident occurs it is required by insurance policy to pay for the rest of premiums (insurance fees) totally beforehand. Insurance company will start managing losses and claims only upon complete payment for policy cost.

What insurance incident (accident) is?

In case if incidents specified within the insurance agreement occur, the insurer is responsible for providing insurance compensation (coverage) in relation to insurance incident or to carry out required repair-renewal services.

You do not need to pay more than is required. We try to choose maximum effective option but not the one based on complexity of claims management. 

Insurance compensation payment model 

Insurance accidents are managed by categorization of “loss risk” criteria:

• Repair of motor vehicles at automobile technical service stations (ATSS) by assignment of the Insurer. In case if automobile producer’s guarantee is available then assignment for repair is given by official dealer.
• Repair of motor vehicles at technical service station chosen by the insured person (by paying additional fees).
• Cash payment based on calculation of expenses carried out by Insurer (Insurance Company).

Supervision programs

Our company offers supervision programs which include the following components:

• Arrival of the assigned person (accident “commissar”) to the place of accident for the time when insurance accident occurs.
• Insured motor vehicle is delivered away from the place of accident.
• Guaranteed and secure storage of vehicle till the repair stage.
• Collection of necessary documentation for determining of insurance compensation amount if not the client of insurance company by paying additional fees.